Friday, March 19, 2010

Zandar's Thought Of The Day

Going over my bills for this month, I've discovered that my health insurance premiums have gone up 10% a year every year for the last three years running.  It's an individual plan, so it's not a deal-breaker, but I'm a relatively healthy guy in the early half of his 30's.  I don't really use my health insurance, but I have it.  I may need it tomorrow, I may not need it for another 40 years, I don't know.

But to see my premiums have gone up 30% in 3 years does annoy me.  However, it will go up more without health care reform.  I look at the stories of rates for people in the individual market seeing yearly premium increases of 30, 40, 50, 60%.  I'm glad I have insurance.  But these rate increases are simply not sustainable for me and millions like me.

So yes, I support the bill.

10 comments:

  1. Being that obese is not healthy. Also I have the same health insurance and mine went up 2 dollars from last year. Stop lying to act like youre some victim and get back to work

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  2. People keep suggesting that young fit people will go without health insurance. In practice, the only reason they do so is that they cannot afford it.

    How do young people stay fit - they work out and play sport. And if you get injured, how are you going to get an MRI/X-ray or what not without health insurance, given how much you get charged these days without insurance.

    So if you are young and fit, and you don't have health insurance, you won't stay fit for long!

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  3. Royal thats asinine, when I was younger I didn't have it because I didn't get sick and saved the money. People choose whether or not they want to take that risk, it's easily available through any employer I've ever had. I chose to keep myself off of it to save a bit here and there.

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  4. Jesus fucking christ. Does this anonymous dipshit get off on being an unadulterated douchebag?

    Because, seriously. I'd like to say you're reaching for the Holy Grail of douchebaggery, but the Soulless Bastard himself took it already and he's way more popular than you.

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  5. I use big words I'm cool

    I make no sense, I'm illiterate

    Star must be a chunky one too

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  6. Waffles - I don't know about you, but none of the people I know on any of the sports teams (or who cycle regularly) I play with go without if they can afford it from their employer. And the ones who can't get it from an employer complain about the fact that they have to stop playing; the ones who do play, break bones and complain that they can't go and get treatment.

    YMMV, but don't assume my point isn't valid bacause it doesn't match your experience.

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  7. Being fit doesn't equate to playing sports. Most of those playing sports are living at home or are in college. So if they're living at home, why aren't they on their parents health insurance? If you live at home damn near every state in the Union will let you stay on your parents health insurance until 21, some 23. How many people work a full time job AND play sports? College students are about the only ones I can think of and they can get how many tax breaks and kick backs for health insurance? There's a huge different between "can't afford" and "inconvenienced by"

    I'm inconvenienced by having to pay car insurance every month, but I can afford it.

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  8. As someone who is 48 and plays sports, there are a fair number of us. And in South Dakota the adult leagues pretty much all have to have participant accident insurance that pays for some of the costs of injuries.

    Also, a 10% a year increase for each of three years is a 33% increase not a 30% increase. Let's say the premium is $100 -- a 10% increase gives a $110 premium, 10% of that is $11, so the premium is now $121. A third 10% increase adds $12.10, so the final premium is $133.1, which is a 33.1% increase in the premium.

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  9. Who the hell is this Bill?

    I think I've made a new friend :-P

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